Upon your passing, the financial security of your family and loved ones is essential. Having a life insurance policy can be a great way to ensure those closest to you are financially safe and protected when you’re no longer around to provide for them. 

What Is Life Insurance? 

Life insurance is a form of financial assistance given to your designated beneficiary, or beneficiaries, upon your passing. Whether your life insurance plan is a term or whole-life plan, the money given to your loved ones is called a death benefit. A death benefit can be used for anything the recipient chooses, including tuition, funeral costs or living expenses. 

What Are the Types of Life Insurance? 

Although life insurance policies might vary in some ways, the following are two common life insurance policy choices: 

• Term life insurance plans last a set number of years. Beneficiaries will receive a payment if you die during the term.
• Whole-life insurance policies remain active indefinitely as long as you pay your premiums. Many offer cash accumulation and interest benefits. 

To learn more about life insurance policy options, reach out to our agency today to determine which might be best for your situation. 

Why Get Covered Now? 

It’s never too early or too late to get a life insurance policy. It can provide valuable assistance to your family and loved ones after your passing. For many, few things are more important than ensuring the protection and security of their loved ones, and a life insurance policy can be an excellent way to provide financial protection when you’re no longer around to do so. 

Contact Our Agency 

If you live near Angels Camp, California, we can help. The agents at Sanguinetti & Co. Insurance Brokers are ready to help you learn more about life insurance policies so you can decide on the right coverage for you and your loved ones. 

Contact our agency today at 800-350-7700 to learn more about coverage options.