Flood Insurance in Stockton and Angels Camp, CA

Flood Insurance

Most homeowner insurance policies will not cover flood damage. Massive storms, hurricanes or even snow melting after a storm can cause flooding and leave your home a potential haven for mold growth, or worse – requiring rebuilding.

Mandatory Requirements

If you live in an area that is deemed high-risk, you’ll be required to obtain flood insurance. Federally regulated lenders, such as your mortgage company, will have this requirement in place and may not alert you to it.
Anyone living in areas where flood risks are moderate or less can still obtain flood insurance, but it is not mandatory. We suggest having flood insurance no matter the risk – click here to apply!


Coverage will vary from one policy to the next. The circumstances leading to the claimed damage may make a claim invalid. Most policies cover the following:

  1. Building and foundation
  2. Electrical systems
  3. Plumbing systems
  4. HVAC systems
  5. Water heaters
  6. Appliances
  7. Flooring, paneling and cabinets
  8. Garages (dependent)
  9. Debris removal

You’ll also find personal contents property, which covers furniture, clothing, electronics, etc.

What isn’t covered?

  1. Loss of currency, such as bonds
  2. Damage caused by moisture that could have been avoided
  3. Outside property and furniture
  4. Financial losses due to the flood
  5. Vehicles lost or damaged as a result of the flood

Basement coverage is often not included in a traditional policy, or will come as an extra added option. Due to a high potential of flooding in basements, you’ll want to inquire about your basement’s coverage and discuss your options with one of our representatives.

Mark Twain Insurance provides you with the coverage you need. Don’t wait another minute to protect your building against flood damage. Call us today at 800-350-7700 to get a quote.
We have the perfect flood insurance policy for you.

Our Locations

 Stockton Location

Stockton Location

7337 Pacific Ave
Stockton, CA 95207
Main office: 209-251-0784
Toll free: 800-350-7700
Angels Camp Location

Angels Camp Location

178 N. Main St.
Angels Camp, CA 95222
Main office: 209-500-6126
Toll free: 800-350-7700

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.
Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!
Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.
Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.
Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.
Susan T.