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Mark Twain Insurance Services Blog

View the latest blog posts from Mark Twain Insurance Services.

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Monday, May 5, 2025

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Wednesday, April 2, 2025

How Long Do You Have to File a General Liability Claim?

Accidents happen, most of the time in the most unexpected way. Say a guest slips in your restaurant and twists their ankle. You call for medical assistance immediately, but the guest is furious and doesn’t want to pay for the medical expenses. What do you do? READ MORE >>

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Monday, December 2, 2024

When Do I Need Commercial Auto Insurance?

As an individual who drives a car, you know that every vehicle on the road must be insured in accordance with state laws. The same goes for vehicles that are owned, rented or leased by businesses. From making deliveries to making sales calls, any vehicle that is used for business purposes will require commercial auto insurance. READ MORE >>

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Monday, November 4, 2024

Car Hauler Security Risks and How to Avoid Them

Working as a car haul trucker means you have extremely valuable cargo in your care. You’ll have to protect these items, and you’ll need your trucking insurance to cover them effectively. Still, regardless of the insurance you carry, you can’t prevent every security risk that might threaten the truck or its cargo. READ MORE >>

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Monday, October 7, 2024

4 Types of Additions to Business Owner’s Policies

Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. READ MORE >>

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Monday, September 2, 2024

7 Trucking Safety Tips

When you spend long hours on the road, it’s no surprise that you’re statistically more likely to face a variety of risks, including accidents. One of these risks that not many people think about is complacency. Driving for a living makes it easy to forget just how dangerous the task can be. READ MORE >>

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Monday, August 5, 2024

Tips for Staying Safe Around Semi Trucks

Whether you're driving to work or off on a family vacation, large 18-wheeler trucks are all over the highways. While most drivers are used to dealing with them, it's good to review a few tips to keep you safe around these large trucks. Because of their size and weight, an incident with them almost always results in severe consequences. READ MORE >>

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Monday, July 1, 2024

What is the Difference Between a Bonded Business and an Insured Business?

Businessowners just starting out may be surprised at how many requirements they must meet in order to operate legally. From permits and licenses to insurance and bonds, businesses have to meet strict requirements before even thinking about opening their doors. READ MORE >>

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Monday, July 1, 2024

What is the Difference Between a Bonded Business and an Insured Business?

Businessowners just starting out may be surprised at how many requirements they must meet in order to operate legally. From permits and licenses to insurance and bonds, businesses have to meet strict requirements before even thinking about opening their doors. READ MORE >>

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Monday, June 3, 2024

What is Business Interruption Insurance?

Are you one of the 70 percent of business owners who do not have a disaster plan? With tornado season upon us, it’s the perfect time to take a step back and think about what would happen if a natural disaster were to damage or destroy your business. READ MORE >>

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